Insurance Options for Individuals and Families
Travel Insurance and Accident Insurance are each an important piece to cover yourself and your family while capping your financial exposure in an unexpected situation. Call us today for more information on how we can help.
Accident
Accident insurance will cover the cost of anyone in your household who has an event that causes an injury, not matter how big or small. You get a lump sum up to the max amount that you apply for, and no matter what other type of insurance you have. Accident plans are especially great if you have a high deductible plan.
For instance if you have a $5,000 deductible plan and are covered by a $5,000 accident plan, any injury and you will get paid out for that amount. Meaning your high deductible plan immediately goes down to just the first $250 that you are responsible for. Sickness, hospital and critical illness plans are also available in this type of scenario.
Travel
Global Underwriters - Diplomat International
Diplomat International offers coverage for individuals traveling outside their home country to any country aside from the United States. Policy maximums of up to $1,000,000 can be ordered, and coverage is provided from fifteen days to a full year.
IMGlobal - Patriot Travel Series
Each plan within the Patriot Travel Series provides various levels of coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. Whether you choose Patriot Lite, Patriot Plus, or Patriot Platinum, rest assured that IMG® will be there for you in the event of an unexpected illness or emergency.
IMGlobal - GlobeHopper Senior
Addresses insurance needs of U.S. citizens and U.S. permanent residents who are 65+ and who need temporary medical insurance while traveling outside the U.S.
Eligible individuals are: 65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. only.
